About the API:
The Bank Routing Authenticator API is a robust solution for validating bank routing numbers, ensuring precise and secure payment processing for businesses and financial institutions. It provides a streamlined method to verify routing number authenticity, reducing errors and mitigating the risk of fraud.
In addition to routing number validation, the API checks the status of bank accounts, helping to prevent transactions to closed or inactive accounts. This improves payment reliability, minimizes costly fees, and reduces delays. Designed for seamless integration, this API enhances the security and efficiency of financial operations.
This endpoint returns information about a bank by passing in the routing number.
Routing Number Lookup - Endpoint Features
| Object | Description |
|---|---|
number |
[Required] The routing number that you want to lookup |
{"status":200,"success":true,"message":"Routing Bank 121000248 is valid","data":{"routing_number":"121000248","date_of_revision":"091012","new_routing_number":"","bank":"WELLS FARGO BANK, NA","address":"255 2ND AVE SOUTH","city":"MINNEAPOLIS","state":"MN","zip":"55479","phone":"(800) 745-2426"}}
curl --location --request GET 'https://zylalabs.com/api/6119/bank+routing+authenticator+api/8386/routing+number+lookup?number=121000248' --header 'Authorization: Bearer YOUR_API_KEY'
| Header | Description |
|---|---|
Authorization
|
[Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed. |
No long-term commitment. Upgrade, downgrade, or cancel anytime. Free Trial includes up to 50 requests.
To use this API, users must specify a routing number.
The Bank Routing Authenticator API verifies bank routing numbers, ensuring accuracy and security in financial transactions through seamless application integration.
The API uses API keys for authentication. To access the API, include your API key in the request header. The API key is provided upon registration and should be kept secure.
There are different plans suits everyone including a free trial for small amount of requests, but it’s rate is limit to prevent abuse of the service.
Yes, the Bank Routing Authenticator API is designed to be easily integrated into different applications.
The Routing Number Lookup endpoint returns detailed information about a bank associated with a specific routing number, including the bank's name, address, city, state, zip code, and contact phone number.
Key fields in the response data include "routing_number," "bank," "address," "city," "state," "zip," "phone," and "date_of_revision," which provide essential details about the bank linked to the routing number.
The response data is structured in JSON format, with a top-level object containing "status," "success," "message," and a "data" object that holds the bank details associated with the routing number.
The endpoint provides information about the validity of the routing number, bank details, and the status of the bank account, helping users confirm if the routing number is active and associated with a legitimate bank.
Users can customize their requests by specifying different routing numbers in the API call. Each request will return data specific to the provided routing number, allowing for targeted validation.
The data is sourced from official banking institutions and regulatory bodies, ensuring that the routing number information is accurate and up-to-date for reliable transaction processing.
Typical use cases include validating routing numbers during payment processing, ensuring transactions are directed to active bank accounts, and reducing the risk of fraud in financial operations.
Users can utilize the returned data to verify the legitimacy of routing numbers before processing payments, ensuring that funds are directed to the correct bank and minimizing the risk of errors or fraud.
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To obtain your API key, you first need to sign in to your account and subscribe to the API you want to use. Once subscribed, go to your Profile, open the Subscription section, and select the specific API. Your API key will be available there and can be used to authenticate your requests.
You can’t switch APIs during the free trial. If you subscribe to a different API, your trial will end and the new subscription will start as a paid plan.
If you don’t cancel before the 7th day, your free trial will end automatically and your subscription will switch to a paid plan under the same plan you originally subscribed to, meaning you will be charged and gain access to the API calls included in that plan.
The free trial ends when you reach 50 API requests or after 7 days, whichever comes first.
No, the free trial is available only once, so we recommend using it on the API that interests you the most. Most of our APIs offer a free trial, but some may not include this option.
Yes, we offer a 7-day free trial that allows you to make up to 50 API calls at no cost, so you can test our APIs without any commitment.
Zyla API Hub is like a big store for APIs, where you can find thousands of them all in one place. We also offer dedicated support and real-time monitoring of all APIs. Once you sign up, you can pick and choose which APIs you want to use. Just remember, each API needs its own subscription. But if you subscribe to multiple ones, you'll use the same key for all of them, making things easier for you.
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